Last Updated: January 2025
Agreement to Terms
By accessing and using SIP Planner (sipplanner.in), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.
Description of Service
SIP Planner provides free online financial calculators for educational purposes, including:
- Systematic Investment Plan (SIP) Calculator
- Fixed Deposit (FD) Calculator
- Recurring Deposit (RD) Calculator
- Goal-based Investment Planner
- Risk Profile Assessment
- Inflation Calculator
- Tax Estimation Tools
No Financial Advice
SIP Planner does not provide personalized financial advice. The tools and calculators are general-purpose utilities that:
- Use hypothetical or user-provided return rates
- Do not account for all possible fees, taxes, or market conditions
- Should not be the sole basis for investment decisions
- May not reflect actual returns you may experience
Accuracy of Information
While we strive to provide accurate calculations using standard financial formulas, we do not guarantee:
- The accuracy, completeness, or reliability of any calculations
- That the tools are free from errors or interruptions
- That results will match actual investment outcomes
Users are responsible for verifying calculations and seeking professional advice.
Investment Risks
All investments carry risks. Please be aware that:
- Past performance does not guarantee future results
- Market investments are subject to market risks
- The value of investments can go down as well as up
- You may receive less than your original investment
Use of the Website
You agree to use SIP Planner only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to the website or its systems
- Use automated systems to access the website without permission
- Interfere with or disrupt the website's operation
- Copy, reproduce, or redistribute content without permission
Intellectual Property
The content, design, and functionality of SIP Planner are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
Third-Party Links and Advertisements
Our website may contain:
- Links to third-party websites that we do not control
- Advertisements served by third-party ad networks (including Google AdSense)
We are not responsible for the content, privacy policies, or practices of third-party websites or advertisers.
Limitation of Liability
To the fullest extent permitted by law, SIP Planner shall not be liable for:
- Any direct, indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Any decisions made based on information from this website
- Technical errors, interruptions, or website unavailability
Indemnification
You agree to indemnify and hold harmless SIP Planner from any claims, damages, or expenses arising from your use of the website or violation of these Terms.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified Terms.
Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
Contact
If you have questions about these Terms, please visit our Contact Us page.
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